John is a commercial insurance broker with more than 30 years of experience helping businesses reduce costs and build strong, sustainable insurance and risk programs. He brings a practical understanding of how insurers evaluate risk and where they compete most effectively, using long-standing relationships with carriers and underwriters to advocate for his clients. Based in Phoenix since 1978, John also helps businesses navigate surety and bonding needs as part of a broader financial and risk strategy. Outside of work, he values family and friends, enjoys music, sports, and travel, and approaches every client relationship with curiosity, care, and attention to detail.