Commercial Umbrella Insurance
Commercial Umbrella & Excess Liability Insurance.
Commercial Umbrella Insurance
When a claim exceeds the limits of your general liability, auto liability, or employer’s liability policy, commercial umbrella insurance provides additional protection.
High-severity claims can threaten your company’s financial survival without adequate excess liability coverage.
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Real-World Claim Example
A catastrophic trucking accident results in a $3 million verdict. The underlying auto liability policy covers $1 million. The commercial umbrella policy responds for the remaining $2 million.
Without umbrella insurance, the business would face severe financial consequences.